Card Capers

I got a new credit card recently. I got a call from my bank when I was at Melbourne airport a few weeks ago, waiting for my flight home after the Great Ocean Road Challenge. Apparently someone in the US had tried to make a charge against my card.

Thankfully our bank’s security picked it up and so I was saved any cost but it did mean that I was without my card for a number of days until the new card arrived. I don’t use my credit card every day but it feels weird not having the option to use it if it’s needed.

It was like one of those good news bad news stories. I’ve got some bad news, someone has tried to use your credit card. The good news is that we caught them in time. The bad news is we’ve cancelled your existing card. The good news is that we’ll send you a new one. The bad news is you probably won’t get it until Wednesday next week. The good news is it arrived a day early on the Tuesday.

It’s a great feeling to know the scammers didn’t win this time. Have you ever had someone steal your credit card details? Were you able to get your money back?

Some people blame online shopping for some of the scammers getting hold of our details. Do you shop online and if so what precautions do you take? Are there some sites you avoid?



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Christmas Shopping Goes Postal

I was reading this morning that Australia Post is expected to deliver a million more parcels to homes this Christmas compared to last year and they’ll increase their workload 24%.

It’s all to do with online shopping. People are switching to the convenience of buying from the comfort of their own home or office.

It makes sense to avoid the queues, save money, and have goods delivered directly to your door. It’s no wonder that online shopping has taken off over the last couple of years.

Have you done your Christmas shopping online this year? Did you buy everything online or just a few bits and pieces? If you haven’t been buying online, what’s the main thing that is holding you back?

Mind you, for blokes like me there’s still a long way to go before we embrace online shopping for Christmas gifts. I really can’t see them finding a way to allow us to shop on Christmas Eve and have the gifts delivered before Christmas.



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