Card Capers

I got a new credit card recently. I got a call from my bank when I was at Melbourne airport a few weeks ago, waiting for my flight home after the Great Ocean Road Challenge. Apparently someone in the US had tried to make a charge against my card.

Thankfully our bank’s security picked it up and so I was saved any cost but it did mean that I was without my card for a number of days until the new card arrived. I don’t use my credit card every day but it feels weird not having the option to use it if it’s needed.

It was like one of those good news bad news stories. I’ve got some bad news, someone has tried to use your credit card. The good news is that we caught them in time. The bad news is we’ve cancelled your existing card. The good news is that we’ll send you a new one. The bad news is you probably won’t get it until Wednesday next week. The good news is it arrived a day early on the Tuesday.

It’s a great feeling to know the scammers didn’t win this time. Have you ever had someone steal your credit card details? Were you able to get your money back?

Some people blame online shopping for some of the scammers getting hold of our details. Do you shop online and if so what precautions do you take? Are there some sites you avoid?



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Scammed

From bogus lottery wins to helping Nigerian widows to move their millions around the world we’ve all encoutered emails or letters trying to entice us to part with our hard earned dollars.

Scamming is big business with people across the planet getting stung every day.  

We’ve known for some time that seniors in our community are often targeted with postal, phone and door-to-door scams but a new threat is emerging with the number of seniors going online. A lot of seniors are unaware of the many scams perpetrated through the Internet.

Thankfully ScamNet is a website that can help people identify scams and hold onto their money. ScamNet is a Western Australian website but it has helped people in dozens of countries because the same scams seem to find us no matter where we are in the world.

Many of ScamNet’s regular contributors, who send in postal and email scams, are seniors themselves who want to alert others to these scams.

This morning on 98.5 Sonshine FM I spoke to Brian Grindrod, Organisational Development Manager – Alzheimers Australia WA and Gay McNamara, a journalist with the Department of Consumer and Employment Protection about a joint project based on avoiding scams.

If you’d like to hear about how you can avoid being ripped off you can listen to our conversation using the media player below.



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